How we decided to go offline-first
When we started building AnuPlan, the default assumption in the market was that apps should sync to the cloud. Persistence, backup, cross-device access — these are real benefits, and they're easier to build when your data lives on a server you control.
We went the other way. AnuPlan's core — planning, tracking, insights — requires no internet connection at all. Your data lives on your device. The only thing that ever touches the network is AnuAI, an optional assistant you switch on yourself with your own API key. Leave it off and the app is fully offline.
0 bytes
Data sent to our servers, ever
Why offline-first?
Financial data is personal in a way that most data is not. Your salary, your SIP allocations, your discretionary spending, your EMIs — this information tells someone a precise picture of your economic life. We don't think that information should leave your device by default, with opt-out for the privacy-conscious. We think it shouldn't leave your device at all, unless you explicitly export it yourself.
The privacy guarantee isn't a policy — it's an architecture. The tradeoffs we accepted
What we gave up
- No cross-device sync — switching phones requires manual export/import
- No cloud backup — if you lose your phone without a local backup, history is gone
- No web companion — the app works only on the device it's installed on
What we gained
You never have to trust us with your financial data. There is no server to breach. There are no analytics to misuse. There is no account to compromise.
We believe offline-first is a feature, not a limitation. It's a choice that says: your data is yours, not ours to hold on your behalf.
More to read
Your financial data belongs to you: a case for no-account apps
Financial data is among the most sensitive data people generate. Why uploading it to the cloud deserves more scrutiny than most users give it.
AnuPlanHow Rahul plans his ₹45K salary every month
Rahul is a software developer in Pune with a bike EMI, a SIP, and shared rent. Here's how he uses AnuPlan to know exactly where he stands — every day of the month.